![]() ![]() In addition to tracking down her SPD, another option for finding an answer to Jean’s question might be for her to refer to her company’s employee handbook – though Thornton acknowledged not all companies are good about including benefit details in this document. In this case, some policies will continue employer-paid health insurance through the conclusion of the leave. That would mean that even if an employee resigned in the first few days of the month, he/she would have health care coverage through the end of the month.Īn interesting exception, according to Wisner, is if an employee is on family medical leave when they decide to resign or are terminated. Conversely, if there was a 30- to 60-day wait for coverage to begin on a subsequent month, benefits could very well conclude at the end of the month the employee resigns. For example, if benefits started the day an employee was hired, they will often end the day the employee resigns. She told me that in general, a good rule of thumb for determining when benefits conclude, is to look back at when they began. Thornton indicated that employers can abide by any number of rules regarding medical benefit start and end dates, as well as their related premium deductions. ![]() Wisner advised that if Jean isn’t able to locate her SPD, she can contact Aetna for a copy. I hope this helps to get an overview and please don't hesitate to get back to us with any further questions.Wisner explained that covered employees, upon signing up for company-sponsored health insurance, typically receive a summary plan description (SPD) that outlines the basic provisions of their plan, including the date coverage ends, what charges are covered, and what charges are the employee’s responsibility. If your doctor recommends and prescribes a rehabilitation programme (Reha), different rules may apply. As far as I know, up to 3 weeks per year may be granted. However, please note that you need to get a permission of the respective agencies in case you want to travel or go on vacations while you are receiving Arbeitslosengeld 1 as well as Arbeitslosengeld 2. The Jobcenter is granting the so-called "Arbeitslosengeld 2" which functions like a social net and might be granted in case you can not cover your life expenses with your income or other allowances (as the Arbeitslosengeld 1). Please be aware, that you may be excluded for up to three months ("Sperrzeit") in case you got unemployed voluntarily (quit yourself without a serious reason). Having worked for at least 12 months during the previous 30 months while contributed to the mandatory insurance (not a typical Minijob in that sense), for instance. In order to receive it, you have to fulfill certain conditions. The Bundesagentur für Arbeit is paying the unemployment benefits or "Arbeitslosengeld 1". ![]() After the six weeks, your health insurance might grant you a monthly allowance which is called "Krankengeld" (the amount is dependent on your regular salary). In Germany, you don't have to quit your job because of an illness and the employer will pay your salary for up to six weeks you are staying at home for the same medical issue. Dear to the Wefugees Community and thank you for your question!įirst of all, if you are sick, you should see a doctor and you most probably will get a medical report. ![]()
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